Making Your Future Possible Through Independent Financial Advice
At Henson Crisp, we have many years of experience helping people to plan for and enjoy their retirement. Our financial advisers will coordinate a plan for you towards saving for your retirement in the most tax-efficient manner.
Pensions, as Important as Your Family Home, but Less Understood
Indeed, pensions are as important as your family home alas they are often far less understood. Along with your house, your pension might well be your greatest asset. Many people are familiar with the concepts of mortgages and know by when they will pay off their mortgage. However, not so many are familiar with how pensions work. Fewer still are aware of the options available to them when it comes to retirement planning.
Importantly, a pension is not simply a product for the future. The choices you make now regarding contributions can affect your current tax liability: primarily through tax relief on contributions. They can even be used as a highly tax-efficient method of saving for children’s futures.
Where to Start
Retirement planning may feature low on your list of priorities, especially if it is likely to be decades away. However, we need to be sure that we will have sufficient funds to last potentially over 40 years of retirement.
Consider your options in case of redundancy
If you are facing redundancy, then you will also be facing a period of uncertainty and stress. Your workplace pension may be the least of your immediate considerations. However, the good news is that it is relatively easy to sort out.
How We Work
Working With You
More detailed information will be gathered, both personal and financial, to enable the adviser to assess the full picture. We also assess your attitude to risk.Initial Meeting
Our initial no-obligation meeting is free-of-charge, if you decide that you could benefit from our services, an adviser will work with you to further understand your objectives.Bespoke Services
Using the latest analytical tools and technology, the adviser will research the open market. They will identify the most suitable plan for your objectives with the best product providers.Ongoing Services
Our initial Once agreed, the adviser proceeds to implement the plan with the relevant organisations, ensuring you get the best outcome.Book an appointment
Latest News
One of the many well-trailed announcements in the Spring Budget was the launch of a…
An independent report suggests that the State pension age (SPA) should rise much faster than…
New research has put some surprising numbers on the income needed in retirement.
New data on marriage and civil partnerships shows a significant threshold has been crossed.
With the start of a new tax year approaching, now is the time to rethink…
Recent research on planned retirement ages has produced some unexpected and perhaps unrealistic results.
(Potentially) The biggest financial update before the election arrives - but what changes were announced and how…
Public opinion is pessimistic about the future of the State pension.